How to Shop for a Home Warranty

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When purchasing a home, it's important to consider how you'll protect it from future breakdowns and repairs. A home warranty can be a great solution to protect your investment and give you peace of mind. However, not all warranties are created equal, and shopping for the right one can be overwhelming. Here are some tips for shopping for a home warranty that fits your needs and budget, courtesy of Realtor Carey Scott.

Evaluate Your Home's Requirements

The first step in shopping for a home warranty is to assess your home's needs. Take inventory of your appliances and systems, and consider the age and condition of each. This will give you a better idea of what coverage options you need and what to expect in terms of costs. Some warranties only cover certain appliances or systems, so it's important to find one that aligns with your specific needs.

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Ask the Right Questions

When shopping for a home warranty, don't be afraid to ask questions. Most companies will be happy to answer any questions you have about their services, coverage options, and pricing. This is also a good opportunity to ask about additional fees or service charges that might come up so you aren't caught off guard later.

Evaluate Different Coverage Offerings

Not all home warranty companies are created equal, and it's important to do some research before committing to one. Look for companies with good ratings and reviews, and read up on their coverage options and pricing. Look for online reviews from other homeowners with similar needs, and take note of any recurring complaints or issues that might be deal breakers for you.

This site could be helpful to understand what your coverage options include and what the prices are for each option. Examine this information before committing to one company. Look at their specific coverage options, exclusions, and deductibles, and consider what makes the most sense for your home and budget. Some companies might offer additional benefits like discounted service visits or priority scheduling, so weigh those options as well.

Digitize Home Paperwork

To ensure that you can efficiently access all the necessary documents related to your home warranty, it is crucial to organize and store them in an accessible way. One effective way to do this is by digitizing all your paperwork, which can be done with a scanning app and a free PDF file converter. This enables you to easily access your documents from your computer or mobile device and share them with contractors or service providers quickly and accurately, reducing the risk of lost paperwork or miscommunication. 

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Plus, you can easily merge and split files as you gather information, which will make it easier to find what you need when you need it. 

Make Sure Contractors Are Screened

When you have a problem and need a repair, it's important to know that the contractor you're working with is professional and trustworthy. Look for home warranty companies that screen their contractors, and make sure you're comfortable with the service providers they work with. This can make all the difference when it comes to getting a quality repair done quickly and efficiently.

Ensure Coverage Lasts as Long as You Need It

Home warranties typically last for one year, but some companies might offer longer or shorter coverage periods. Consider how long you plan to live in your home and what types of repairs or breakdowns you might expect in the future. This can help you determine whether a longer or shorter coverage period makes sense for you.

Make It Work With Manufacturer Warranty

One thing to keep in mind when shopping for a home warranty is that they often cover first-time repairs even if they happen during the manufacturer warranty window. This means that if an appliance or system breaks down and it's still under the manufacturer's warranty, the home warranty company will cover the repair as if it weren't covered by any other warranty. This can make a big difference in terms of peace of mind and potential savings.

Find the Right Warranty for Your Needs

Although the process of shopping for a home warranty may seem confusing, it is crucial to take the time to research and evaluate your options. By assessing your home's needs and using the tips provided, you can find a home warranty that offers the coverage and protection you require, providing you with much-needed peace of mind.

If you’re searching for the perfect home in Columbus, GA, talk to Realtor Carey Scott at 706-442-1084 and visit ColumbusGARealEstate.com!

Carey Scott 
Associate Broker/Partner
Prestige Property Brokers
www.ColumbusGARealEstate.com

 

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